Small Investors | Capital Flow Watch

WashPost: In DC, Public Schools cost $10,000 more per pupil than Private Schools http://capital-flow-watch.net/8bv #tcot >>
@ptrkL See the statistics here: http://capital-flow-watch.net/eis which also provides links to other sources. >>
Private School Facts: 74% of ppl say private schools have better discipline than public schools. http://capital-flow-watch.net/eis #tcot >>
Private School Facts: 11% of K-12 students in US go to private schools. http://capital-flow-watch.net/eis #tcot >>
Obama to Urban League. Children in US schools are losing hope because they are 'victims'. #tcot (Yeah, victims of Big Government) >>

Category: Small Investors

This category includes articles that discuss the interests of small investors that accumulate assets in modest portfolios, funds, trusts, and savings accounts.

Social change:

Thriving without a credit card

By John Schroy, on June 25th, 2010 |

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The Crash of 2008 is restructuring the availability of consumer credit as well as household spending and saving habits.

Restricted availability of consumer credit and a greater propensity of households to save before spending, may result in less use of credit cards and smaller mortgages. A return, even partial, to saving habits of the 1950s could stimulate economic recovery.

The popular Dave Ramsey radio and TV shows suggest that a societal change in this direction is at least possible. Lower levels of personal debt would boost the economy and make people happier.

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US stock market

Baby Boomers’ retirement prospects

By John Schroy, on October 12th, 2006 |

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Boomers' retirement may be less than expected

A study by Daniel R. Ackerman, CPA, suggests that Baby Boomers who count on the long-term equity returns of 8% may be disappointed, either because returns are simply not justified, or because, if they are, the supply of equities from Boomers trying to exit the market during retirement will be so great as to depress stock prices.

Reliance on income-based investment, rather than capital gains, may be a more prudent strategy.

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