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| Subject: insurance company Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. (Wikipedia Jan 2010) US politics By John Schroy, on March 31st, 2010 |  7 comments  Poorly written law can sometimes be successful when the vast majority of people agree with the intent and there is bipartisan support to correct errors. This is not the case with the Patient Protection and Affordable Care Act of 2010. However, the most astounding thing about Obamacare is that the individual mandate is basically a misnomer — there are no penalties on individuals for not buying health insurance. Or are there? ECRV2Y9MMZ86 March 31st, 2010 | Print Article |  Email Article |  Topics: Barack Obama, Bill O'Reilly, Brazil, Canada, Charles Grassley, Constitutional Law, Democratic Party, fiscal deficit, Harry Reid, Harvard Law School, insurance company, Medicare, Nancy Pelosi, Newt Gingrich, Obamacare, Olympia Snowe, Republican Party, Saul Alinsky, socialism, Susan Collins, Tea Party Movement, US Congress | Category: US Politics, featured | 7 comments |  Short urlAs goes January? By John Schroy, on February 26th, 2010 | Leave a comment  Foreign investors and mutual fund shareholders were the primary buyers behind the Bear Market Recovery of 2009. Stock buybacks had disappeared, a significant modification in investor/issuer behavior that had been seen since 1982 and SEC Rule 10b-18. The rally hit a peak in January 2010, reminding many of the saying, “As goes January, so goes the year”. February 26th, 2010 | Print Article | Email Article | Topics: Baby Boomers, Ben Bernanke, Corporate Governance, dividends, Dow Jones, executive stock options, hedge funds, Inflation, insurance company, Leverage, mutual funds, SEC Rule 10b-18, Stock Buybacks, US SEC | Category: US Equities | Leave a comment | Short urlPost Modern Security Analysis By John Schroy, on September 1st, 2009 | Leave a comment  The complexity of modern capital markets and the flood of relevant information on the Internet have made the security analyst’s job more difficult. Traditional commercial sources of investment data no longer adequately cover the market. Collaborative research techniques offer competitive advantage to forward-looking institutions. September 1st, 2009 | Print Article | Email Article | Topics: collaborative research, fact, insurance company, intrinsic value, Moody's, NRSRO, opinion, OSINT, pension fund, Post Modern Security Analysis, Standard & Poor's, US SEC, wiki, Wikipedia | Category: New Economic Theory | Leave a comment | Short urlFeatured articles on inside pages
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